You may question why you have to pay “convenience fees” when paying for certain things, such as your mortgage, over the phone or online. You may have questions about exactly what those fees cover. Are they even legal? Per the Consumer Financial Protection Bureau, the...
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What does an employment class action lawsuit require?
As a California worker, you have certain rights as named under the Civil Rights Act, Fair Labor Standards Act and other federal anti-discrimination laws, according to the Equal Employment Opportunity Commission. When an employer violates those rights, you may choose...
Examining FMLA entitlements
Outside of perhaps a pregnancy, you cannot anticipate experiencing health issues that require you to involve yourself in extensive recuperative therapy (either your own or that of a family member). If and when such a need arises, your immediate fear will likely be...
Do you have a case for employee misclassification?
Sometimes, an employer may misclassify all workers as a way to save money. When you work as an independent contractor, your employer does not have to provide you with benefits nor pay employment taxes on your earnings. It can be a huge draw to employers to try to work...
Do you know how much your credit costs?
Not only is using a credit card an easy way to purchase groceries, goods and other essential items, but it also may be an effective strategy for building a strong credit score. Still, reaching for your credit card to make payments or peer-to-peer transfers through...
Could app cash advance fees lead to a class action lawsuit?
As technology advances, there are new ways to exchange money with a friend through a smartphone or computer. With a few swipes and taps, you can quickly and securely pay a friend through apps like PayPal and Venmo. It is extremely convenient and easy to do once the...
What it looks like when insurance companies commit fraud
Insurance companies rely on paying out as little as possible for customer claims to increase profit margins. Unfortunately, this can lead to some salty business practices and even fraud. If your insurance company denies your claim, be sure that it is for a legitimate...
SEC charges lead to investors filing a class action lawsuit
The U.S. Securities and Exchange Commission requires financial investment companies to provide clients with accurate statements regarding products and services. When describing how a brokerage firm generates revenue, statements must include material information about...
Does your severance agreement comply with age requirements?
Severance agreements must meet certain requirements for departing employees aged 40 and over. There are additional requirements for older employees terminated as a group. Are the severance agreements for you and your colleagues in compliance? Understanding severance...
A closer look at Ponzi schemes
Many times, a scam can seem legitimate because it has some aspects that are quite believable. Ponzi schemes are one such scam that can easily trick people into thinking it is something real and has the potential to be lucrative. The FBI explains that the promises of...