Insurance

When you purchase insurance coverage, you sign a contract in good faith with a company that you trust will cover problems like car accidents or medical emergencies. What happens when the insurer refuses to pay out for a claim that the insurance policy covers? Are you...

Small business owners forced to cease operations because of an unpredictable disaster may turn to insurance carriers for relief. Policies containing business interruption coverage, however, may reimburse claims only for "direct physical loss or damage," as noted by...

One of the ways an insurance company may perpetrate fraud is by stalling the claims process and avoiding any decision on your claim. It can help you to assess the situation better by understanding how long the process should take. Trusted Choice explains the insurance...

Insurance companies rely on paying out as little as possible for customer claims to increase profit margins. Unfortunately, this can lead to some salty business practices and even fraud.  If your insurance company denies your claim, be sure that it is for a legitimate...

After an auto accident, you have the right to expect that the insurance provider will pay out your claim promptly. In fact, the law affords you this right.  The California Department of Insurance explains that the Fair Claims Settlement Practices Regulations give you...

Driving on California roads, highways and freeways is a risky endeavor. Despite your attention and care, there is a high probability of being involved in a crash. If you do sustain injuries or property damage in a car accident, it is important that you understand your...