EasyPay Finance may be violating certain legal protections under the Military Lending Act afforded to active military service members who have used EasyPay Finance to pay for costly unexpected auto repairs or even the purchase of furniture or a pet.
For many start-ups and small business owners, a business line of credit is a critical source of funds to meet monthly business cash flow needs. For many businesses, a business credit card serves as an important part of managing business expenses. As might be expected, most bank credit card issuer...
Have you had trouble getting reimbursed by your bank for account transactions you didn't make or authorize? Most of us have experienced something like this: You look through your account statement and find some transfers or cash withdrawals that you did not make. You investigate it and discover t...
About California Meal Break Law In many ways, California labor law is more generous to workers as compared to federal laws. For example, under California law non-exempt workers must receive an uninterrupted 30-minute meal break if they work for more than 5 hours. However, if you do not work more ...
When you purchase insurance coverage, you sign a contract in good faith with a company that you trust will cover problems like car accidents or medical emergencies. What happens when the insurer refuses to pay out for a claim that the insurance policy covers? Are you the only one the company is d...
Perhaps you suspect your company does not pay you fair wages, but you cannot prove it. Even if the stolen wages amount to little, you deserve to know. The Economic Policy Institute explores underhanded ways employers steal wages from workers. If any of the following sound familiar, you may have a...
According to a May 2021 report in the Los Angeles Times, a group of four women received class-action status for their gender discrimination lawsuit against Google. Nearly 11,000 current and former female employees could potentially benefit from a victory in the case, which seeks more than $600 mi...
Working at home has caused some confusion about labor law matters. In addition to matters pertaining to working hours and overtime, employers and employees alike lack clarity about reimbursable expenses. In California, employers typically must reimburse workers for their expenses from working at ...
Your employer may allow or require you to work overtime. Beyond accomplishing tasks that needed a bit more time and helping the team, putting in more hours at work may pad your paycheck. Having a general understanding of the state's overtime laws may help you protect yourself and your rights in t...
Over the past few decades, there has been a rise in the amount of savings individuals need to live in relative comfort after retirement. CNBC points out that this ongoing increase comes with inadequate Social Security cost-of-living adjustments, meaning retirees may experience even more financial...
Class action lawsuits are a procedural device that lets one (or multiple) plaintiffs file a lawsuit. They can then prosecute a lawsuit for a larger group as a whole, which is a “class”. This is a common legal device, but one that still suffers from many misunderstandings. On top of that, class ac...
California is one of several states requiring employers to provide half-hour lunch breaks to nonexempt employees as long as they work at least five hours during a shift. This period can be waived if the worker agrees and their shift is less than six hours. Companies must offer a second 30-minute ...
The Equal Pay Act prohibits employers from discriminating against an employee based on gender when determining compensation and benefits. As noted by the U.S. Equal Employment Opportunity Commission, the amount of pay must coincide with the job's duties and responsibilities. An individual questio...
Individuals who plan to borrow from an employer-sponsored retirement account or plan to use a third-party administrator to oversee employee retirement accounts should not underestimate the importance of doing due diligence. Rules and laws are in place to prevent the mismanagement of funds and imp...
One of the ways an insurance company may perpetrate fraud is by stalling the claims process and avoiding any decision on your claim. It can help you to assess the situation better by understanding how long the process should take. Trusted Choice explains the insurance claims process for a home in...
While most people in California may have heard about a class-action lawsuit, few might actually understand the principle behind it. A simple answer might be that such an action is a legal claim filed on behalf of multiple parties, yet it may be even more complex than that. These complexities ofte...
Investing can be a wonderful way to increase your income, but you must invest carefully. There are a variety of scams that target investors and can steal your money. The FBI explains investment scams occur so often that they often seem like legitimate investment opportunities. Certain things you ...
Almost 30 million members of the U.S.'s adult population could derive benefit from the use of hearing aids according to the National Institute on Deafness and Other Communication Disorders. This data helps illustrate the prevalence of hearing loss in the nation, which is especially high among old...
You may question why you have to pay “convenience fees” when paying for certain things, such as your mortgage, over the phone or online. You may have questions about exactly what those fees cover. Are they even legal? Per the Consumer Financial Protection Bureau, the bureau has issued warnings a...
As a California worker, you have certain rights as named under the Civil Rights Act, Fair Labor Standards Act, and other federal anti-discrimination laws, according to the Equal Employment Opportunity Commission. When an employer violates those rights, you may choose to file a lawsuit for damages...
Outside of perhaps a pregnancy, you cannot anticipate experiencing health issues that require you to involve yourself in extensive recuperative therapy (either your own or that of a family member). If and when such a need arises, your immediate fear will likely be what the impact might be on your...
Sometimes, an employer may misclassify all workers as a way to save money. When you work as an independent contractor, your employer does not have to provide you with benefits nor pay employment taxes on your earnings. It can be a huge draw to employers to try to work the system by misclassifying...
Not only is using a credit card an easy way to purchase groceries, goods, and other essential items, but it also may be an effective strategy for building a strong credit score. Still, reaching for your credit card to make payments or peer-to-peer transfers through Venmo, PayPal or other apps may...
Insurance companies rely on paying out as little as possible for customer claims to increase profit margins. Unfortunately, this can lead to some salty business practices and even fraud. If your insurance company denies your claim, be sure that it is for a legitimate reason. If it is not for a l...
The U.S. Securities and Exchange Commission requires financial investment companies to provide clients with accurate statements regarding products and services. When describing how a brokerage firm generates revenue, statements must include material information about the company's practices. If ...
